401k Roth Ira Contribution Limits 2024 Fidelity. For both 2024 and 2025, the maximum annual contribution to a roth ira is: The irs has announced the 2025 contribution limits for retirement savings accounts, including contribution limits for 401(k), 403(b), and 457(b) plans, as well as income.
For most individuals, the roth ira contribution limit in 2024 is the smaller of $7,000 or your taxable income. In 2024, you can gift up to $18,000 (or if youโre married and file taxes jointly, up to $36,000) per recipient.